Get started with a Crypto Child Trust Fund

A crypto child trust fund is a long-term savings account set up for a baby or child, where parents and grandparents contribute money that is then invested in crypto assets such as Bitcoin on the child’s behalf. Like the old UK Child Trust Funds, the money is held in trust and locked away until the child turns 18, at which point they gain full control and can withdraw or reinvest it as they choose. It works a little like Premium Bonds in spirit, in that family members put money aside for a child’s future, but instead of entering a government-backed prize draw, the contributions are used to buy cryptocurrencies with the potential for growth and the risk of loss rather than guaranteed returns. This kind of product combines the idea of a dedicated, long-term child savings pot with the high-risk, high-volatility nature of digital assets, so it would usually be framed as a way to give young adults an 18th-birthday lump sum that has been exposed to crypto markets throughout their childhood.